QSA_New_V4 Latest Study Plan | Exam Topics QSA_New_V4 Pdf
QSA_New_V4 Latest Study Plan | Exam Topics QSA_New_V4 Pdf
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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q26-Q31):
NEW QUESTION # 26
What does the PCI PTS standard cover?
- A. End-lo-end encryption solutions for transmission of account data.
- B. Secure coding practices for commercial payment applications.
- C. Development of strong cryptographic algorithms.
- D. Point-of-Interaction devices used to protect account data.
Answer: D
Explanation:
PCI PIN Transaction Security (PTS) Standard:
* The PCI PTS standard focuses on securing Point-of-Interaction (POI) devices, such as payment terminals, that process payment card transactions and protect account data during capture.
Clarifications on Covered Areas:
* This standard includes specifications for physical and logical security controls to prevent unauthorized access to sensitive cardholder data on POI devices.
Invalid Options:
* B:Secure coding practices are addressed by PCI PA-DSS (Payment Application Data Security Standard).
* C:Cryptographic algorithm development is not specific to PCI PTS.
* D:End-to-end encryption solutions are not covered under PCI PTS.
NEW QUESTION # 27
Which of the following is required to be included in an incident response plan?
- A. Procedures for securely deleting incident response records immediately upon resolution of the incident.
- B. Procedures for notifying PCI SSC of the security incident.
- C. Procedures for launching a reverse-attack on the individual(s) responsible for the security incident.
- D. Procedures for responding to the detection of unauthorized wireless access points.
Answer: D
Explanation:
According toRequirement 12.10.1, an effectiveincident response plan (IRP)must include steps to detect, respond to, and contain incidents such asunauthorised wireless access points. PCI DSS11.2.1also mandates quarterly rogue AP detection.
* Option A:#Incorrect. Notification to PCI SSC is not required; notification goes toacquirers/payment brands.
* Option B:#Correct. The IRP must includeresponse to unauthorised wireless access detection.
* Option C:#Incorrect. Records must beretained, not deleted.
* Option D:#Incorrect. Retaliatory or offensive actions arenot allowed or recommended.
References:
PCI DSS v4.0.1 - Requirements 12.10.1 and 11.2.1.
NEW QUESTION # 28
Which scenario describes segmentation of the cardholder data environment (CDE) for the purposes of reducing PCI DSS scope?
- A. A network configuration that prevents all network traffic between the CDE and out-of-scope networks.
- B. Routers that monitor network traffic flows between the CDE and out-of-scope networks.
- C. Virtual LANs that route network traffic between the CDE and out-of-scope networks.
- D. Firewalls that log all network traffic flows between the CDE and out-of-scope networks.
Answer: A
Explanation:
True segmentation, as defined inPCI DSS Scope Guidance, requiresenforcing isolationsuch thatno network traffic is allowed between the CDE and out-of-scope systems, unless explicitly permitted and secured. This is the only way toreduce assessment scopereliably.
* Option A:#Incorrect. Monitoring alone does not restrict or prevent access.
* Option B:#Incorrect. Logging without restriction doesnot isolatethe CDE.
* Option C:#Incorrect. VLANs may be part of segmentation, but routing traffic alone doesn't reduce scope.
* Option D:#Correct. This describesproper segmentation: no uncontrolled traffic into the CDE.
Reference:PCI DSS v4.0.1 - Section 4.2;Guidance on Scoping and Network Segmentation- Section 3.1 and
3.2.
NEW QUESTION # 29
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?
- A. Chargeback
- B. Settlement
- C. Authorization
- D. Clearing
Answer: B
Explanation:
Settlement in the Payment Process
* Settlement is the stage where the merchant's bank pays the merchant for the transaction, and the cardholder's bank debits the cardholder's account.
* PCI DSS does not explicitly describe the settlement process but emphasizes the protection of data during all stages.
Transaction Stages
* Authorization:Approves the transaction.
* Clearing:Data is sent to the cardholder's bank.
* Settlement:Funds are transferred between banks.
* Chargeback:Disputes are handled, and funds might be reversed.
NEW QUESTION # 30
A sample of business facilities is reviewed during the PCI DSS assessment. What is the assessor required to validate about the sample?
- A. Every facility where cardholder data is stored is reviewed.
- B. The number of facilities in the sample is at least 10 percent of the total number of facilities.
- C. All types and locations of facilities are represented.
- D. It includes a consistent set of facilities that are reviewed for all assessments.
Answer: C
Explanation:
PerSection 6 - Sampling for PCI DSS Assessments, the assessor must ensure the sample of business facilitiesincludes all types and locations, reflecting different operational environments. The goal is to cover variations that might affect compliance, such as data centers vs. call centers, or regional differences.
* Option A:Incorrect. Each assessment may require a different sample depending on the environment.
* Option B:Incorrect. There is no fixed 10% requirement for facility sampling.
* Option C:Incorrect. A full review of every facility isn't required if representative sampling is used appropriately.
* Option D:Correct. The samplingmust include all types and locationsof facilities to be valid.
NEW QUESTION # 31
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